"mPayment Fun Photopay" is a concept for mobile payment: one can use mobile phone cameras to make purchases by taking photographs of a bar code and sending it on.

There are specific requirements in order to use "mPayment Fun PhotoPay." A product must contain a barcode; the users must install the program on a mobile phone with a camera. During the quick and simple installation, users enter the details of their favoured payment method onto the "mPayment Fun PhotoPay" application on their mobile phone.

There are two simple stages in order to purchase a product. Firstly, the customer takes a photograph of the barcode. "mPayment Fun PhotoPay" then deciphers this barcode which will instantaneously present the product information and the price on the mobile phone. The customer selects then their payment preference and completes the transaction. This is not a time consuming process of entering billing and personal details. Registering with a payment service provider is also not necessary. Fast, simple and safe to use, "mPayment Fun PhotoPay" addresses the requirements in e-commerce payments.